SUPPORT STRUCTURES FOR SMES

FINANCIAL SUPPORT STRUCTURES FOR SMALL AND MEDIUM-SIZED ENTERPRISES

There are financial support structures for SMEs which are banks, microfinance institutions and projects financed by the World Bank.

Private financial structure Contact details Number of agencies Services offered Modalities of support

Postal Bank

Rond point la Poste, Bd Denis Sassou Nguesso, Brazzaville
+242 06 503 65 23

4

  • Factoring
  • Overdraft
  • Short and medium term loans (spot loans, campaign loans, bridging loans)
  • Signature of the credit application form
  • Signature of the credit agreement
  • Formalization of the guarantee

BCH

(Congolese Bank of Housing)

Avenue Amilcar Cabral, BP: 987 Downtown,

contact@bch.cg

(+242) 06 735 40 40 / (+242) 06 735 41 41

9

  • Acquisition of goodwill
  • Industrial projects or operating equipment
  • Real estate projects
  • Operating credit
  • Signature of the credit agreement
  • Formalization of the guarantee

BCI

(International Commercial Bank)  

Avenue Amilcar cabral
contact@bcicongo.com
+242 05 676 02 94

14

  • Credits
  • Placement
  • Monetization
  • Remote banking
  • Financial Services
  • Application fee
  • Personal guarantee
  • Pledge BDC or DAT
  • Mortgage (excluding deed costs)

BGFI BANQUE CONGO

Angle Rue de Reims, opposite ex-Paierie de France, Centre-ville, Tel: +242 06 632 65 05

Website: www.congo.groupebgfibank.com/

13

  • Investment credits
  • Real estate credits
  • Term Deposit and Cash Voucher
  • Signature of the credit application form
  • Signature of the credit agreement
  • Formalization of the guarantee

CREDIT DU CONGO

Avenue Amilcar Cabral, downtown Brazzaville, Congo.

Tel: +242 05 530 06 49

15

  • Business creation and development credit
  • Honorary loan from the state
  • Expand your business internationally
  • Finance the creation and development of your company
  • Project owners and small businesses under 5 years old
  • Project owners and small business managers

COFINA CONGO

67, Avenue Nelson Mandela downtown Brazzaville

Tel: 222 60 10 10

4

  • Free Savings
  • Project Savings
  • Term Deposit
  • Credit Spot
  • Working capital credit
  • Investment Credit
  • Bid bond
  • Promoting social entrepreneurship
  • Promote and support economic development

ECOBANK

Downtown, Avenue Amilcal Cabral, Immeuble ARC, 3e floor

Tel : 04 444 05 05

Email: ecobankcg@ecobank.com

10

  • Inventory Financing
  • Supplier financing
  • Pre-export financing
  • Pre-delivery advance
  • Contract pre-financing against warehouse receipt
  • Cash Management Solutions
  • Account seniority: 3 months minimum
  • Up-to-date operating account
  • Facility tours and survey

BANQUE LCB

Avenue Amilcar Cabral, Centre-ville, Brazzaville

Phone: +242 05 310 11 00

m.obongo@lcb-bank.com

20

  • LCB net
  • Transfer and Exchange
  • SME/SMI Credit
  • Corporate Credit
  • Signature of the credit application form
  • Signature of the credit agreement
  • Formalization of the guarantee

MUCODEC

(Mutuelle Congolaise d'épargne et de crédit)

Headquarters: Federation of MUCODEC, Bd Denis Sassou Nguesso, Brazzaville

Tel : 242 06 987 90 00 / 05 547 90 00

contact@mucodec.com 06 987 90 00 / 05 547 90

45

  • professional credits (SMEs)
  • trade,
  • handicraft
  • agriculture
  • Account seniority: 3 months minimum
  • Up-to-date operating account
  • facility visits and survey
Public financial structure Contact details Number of agencies Services offered Modalities of support

CAPPED
(Caisse de Participation à la Promotion des Entreprises et à leur Développement)

Villa 43B, Quartier milice,
+242 06 621 88 42
cappedsiege@gmail.com

13

  • Traditional credits (investment/commercial credit, agricultural credit)
  • Specific credits (discount credit, overdraft credit, personal project credit)
  • Account seniority: 2 months minimum
  • Financial Guarantee
  • Material Warranty
  • Loan term: 1 to 24 months

FIGA

(Guarantee and Accompaniment Impulse Fund)

96 Avenue de l'Amitié Downtown Brazzaville

Tel: (+242)06 735 09 23

E-mail: contact@figa.cg

1

  • Impulse
  • Warranties
  • Support
  • To provide promoters of project ideas and entrepreneurs (TPMEA) with the non-financial and financial services they need to create and develop their businesses.

PADEC

(project of support to the Development of the Enterprises and the Competitiveness)

PADEC Headquarters: Locka Isaac Street, 05-06

Brazzaville

Tel : 06 895 01 18

E-mail : padec2019@gmail.com

12

  • Business Plan Competition (BPC)
  • Support Fund for the Development of Small and Medium Enterprises (FADPME)
  • Application file for micro and small business promoters to the CPA,
  • Request for support from FADPME for micro, small and medium enterprises;

PDAC

(Project to Support the Development of Commercial Agriculture)

Boulevard DSN, Mpila, Brazzaville

Tel: 242 06 858 88 88

E-mail : pdacmaep@gmail.com

Website : www.padacmaep.cg

12

  • Financing of business plans of producer groups in agriculture, livestock and fisheries and SMEs in the agricultural sector
  • Cost-shared funds
  • Letter of motivation
  • Business plan
  • Minimum contribution from the promoter (10%)

NON-FINANCIAL SUPPORT STRUCTURES FOR SMES

There are support structures for SMEs in the area of training, consulting and studies in the Republic of Congo. The list below provides basic information on these structures that SMEs can consult to strengthen their capacities.

Support for SMEs Services provided to SMEs Contacts
ACPCE
  • Creation of a sole proprietorship
  • Creation of a company
  • Obtaining and updating the NIU
  • Resumption of the RCCM
  • Temporary license to practice
  • Change of status and transfer of company

Avenue EMILE BIAYENDA (ex foch) next to La Mandarine - Downtown Brazzaville
Tel: +(242) 06 628 72 90
E-mail : infos@acpce.cg
Website : www.acpce.cg

Agency for the Development of Small and Medium Enterprises (ADPME)
  • Coordinate and harmonize support and accompaniment interventions in favor of Very Small, Small and Medium Enterprises;
  • To popularize investment and business opportunities, including company takeovers, on the basis of global and sectoral studies and analyses as well as any general and/or specific documentation;
  • Helping to formalize the company, to launch and develop its activities, in particular, by supporting the development of the business plan or any other document that could contribute to it;
  • Accompanying Very Small, Small and Medium Enterprises in their search for financing;
  • Contribute to the training actions for the benefit of project holders, managers and employees of Very Small, Small and Medium Enterprises; ...etc

Avenue EMILE BIAYENDA (ex foch) next to DHL Centre-ville, Brazzaville.
Tel: (+242) 226135432
E-mail : adpmeagence@gmail.com

Agency for the Development of SMEs (ADPME)

It was established in 1982. It is an agency under the supervision of the Ministry of SMEs and Handicrafts.

It is responsible for training, advising and supporting SMEs in the areas of commercial, financial and accounting management and human resources.

Interested SMEs should send their written request to the ADPME management

Street.... Next to the Ministry of Finance

National Handicraft Agency (ANA)
  • To promote and assist the artisans;
  • Develop the craft sector and contribute to the creation of craft cooperatives in urban and rural areas;
  • Contribute to the training of artisans;
  • Helping to create new research streams and develop new products;
  • To organize and facilitate the participation of the craftsmen in fairs and forums both national and international;
  • Develop international cooperation between the National Handicraft Agency, similar structures in other countries and international organizations.

Telephone: (+242) 06 662 64 23/05 508 52 84
E-mail : agenceartisanat@gmail.com

Bourse de Sous-traitance et de Partenariat des Entreprises (BSTPE)
  • Animate, organize, develop and regulate the subcontracting and the partnership of companies;
  • Contribute to the matching of offers and demands of subcontracting and partnership;
  • To build a reliable and detailed database, to carry out the profiling of the companies and to ensure the technological survey for the update of the companies receiving order;
  • Contribute to the promotion of the local content principle, organize and encourage SME upgrading sessions

Telephone: +(242) 05 556 04 01

Center for Studies and Research on Economic Analysis and Policies (CERAPE)

This structure was created in November 2002. Its objective is to disseminate research results to public and private sector officials. Its main research focus is entrepreneurship (impact of policies and crises on SMEs, informal economy, etc.).

The center receives calls for applications at any time of the year from Ministries, cooperation institutions, foundations, private sector and civil society organizations, etc.

24, rue Loutété, Moukondo, Brazzaville

Tel : +242 05 576 08 52

Email: cerapecongo2020@gmùail.com

DGME
  • To promote private initiative, entrepreneurship and culture;
  • Study, propose and apply legislation in the field of Small and Medium Enterprises;
  • To ensure the application of measures aimed at cleaning up and improving the legal and fiscal environment of small and medium-sized enterprises;
  • To study, propose and develop an institutional framework favorable to the promotion of Small and Medium Enterprises.

Opposite Banque BSCA, rue du Dr Janot, Centre-ville. Brazzaville

Tel: +242 22 605 79 79

E-mail: secrétariat-dg@dgpme.com

Guarantee and Accompaniment Impulse Fund (FIGA)
  • To support the projects of creation of companies and craft industry in the assembly of financial file in particular the business plans;
  • To guarantee investment loans granted by banking institutions and loans to very small, small and medium-sized enterprises and craft industries;
  • Negotiate and establish partnerships with any organization involved in supporting the creation and development of businesses and crafts;
  • To finance capacity building programs for project holders, business leaders and artisans.

Immeuble Diamond, Avenue de l'amitié Centre-ville Brazzaville (next to the former BSCA: Banque Sino-Congolaise pour l'Afrique)
Tel: +(242) 06 628 72 90
E-mail : figapmea@gmail.com

Forum of Young Enterprises of Congo (FJEC)

This structure was created in 1989 and is linked to the Catholic Church. It has two branches in Brazzaville and Pointe-Noire. The forum provides the following services:

  • Provide consulting support to SMEs and carry out project studies;
  • Conducting management training for entrepreneurs
  • Supporting the professional sectors

Interested SMEs should send a written request to the FJEC General Secretariat

Next to the Total market (in the CAPPED building)

Tel : +242 06 893 12 16/22 611 68 31

E-mail : fjecbrazza@yahoo.fr

Website : fjec-congo.com

Higher training institutes Description Contacts
African Development School (ADS)

It was created in October 2001

It trains students in business management in BTS, license and master. It has two sites, one in Brazzaville and another in Pointe-Noire created in 2004.

Student registration takes place in September-October of each year

80, rue Massoukou, Moungali

Tel : 04 444 81 29 / 04 444 98 38

École Supérieure de Commerce et de Gestion (DGC)

Higher education establishment for formation professionnelle et qualifiante.

87 rue Gamba, opposite Lycée Victor Augagneur Pointe-Noire. Tel: +(242) 05 523 46 60
E-mail: pdinassa@gmail.com

Graduate School of Management and Business Administration (ESGAE)

It was created in 1993

It trains young people in BTS, bachelor and master in business management

Student registration takes place in September-October of each year

Avenue cité des 17, Moukondo

Tel : 06 691 96 79 / 05 739 26 89

Website: https://esgae.org/

Ecole Supérieure de Commerce et d'Industrie du Congo (ESCIC)

Offer specific training courses in response to the expectations of local economic players and taking into account the needs of the economic fabric.

Center for building and developing skills and performance in private and public organizations.

Immeuble ESCIC, Rond-Point LUMUMBA, Rue Ewo, Quartier Saint-Pierre BP: 4425 PNR. Tel: 06 654 03 57

E-mail: bernard.ngazo@gmail.com

Website: https://www.escic-cg.com/

Institut Supérieur de Commerce et de Management (ISCOM-CEREC)

This structure trains young people in secretarial, accounting, business and financial management, human resources management, marketing, sales and advertising, banking and insurance.

It has two sites in Brazzaville and Pointe-Noire.

Student registration takes place in September-October of each year

201, rue Moukoukoulou, Plateaux des 15 ans, Brazzaville

Tel : 06 413 37 21 / 04 446 20 58

In Pointe-Noire : route de la Base, Airport ; Tel : 04 446 20 53 /06 639 16 88

Institute (UCAC-ICAM)

To best meet the needs of companies in the sub-region, by training engineers and technicians who are operational right from the start, and by offering research services, continuing education and services to companies.

Behind Anselmie stadium, between pnr2 high school and 3 Glorieuses, downtown BP: 781 PNR. Tel: 05 524 59 55

E-mail: hautrand.miantoudila@ucac-icam.com

Website: https://ucac-icam.com/

La Percée School of Management and Engineering (HEMIP)

Educational, university and vocational training establishment.

Rue des Pélicans secteur ex boudha bar clinique Net Care, Centre-ville PNR. Tel: 06 811 8790

E-mail: hemilaperceeinformation@gmail.com

University of Loango

Educational, university and vocational training establishment.

Avenue Barthelemy opposite Clinique les Oliviers, Downtown PNR. Tel: 05 553 4453 /06 922 96 79

E-mail: secrétariat@universite-loango.com

Website: https://universite-loango.com/

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